Last Updated: January 10, 2026
 

These Terms and Conditions ("Terms", "Terms of Use") govern your access to and use of the website
www.fraudwatchmediagroupusa.com (the "Site"), operated by FraudWatch Media Group USA ("we", "us", or "our").
 

By accessing, browsing, or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
 

1. Use of the Site The Site provides informational content related to fraud awareness, government benefits fraud, scams, and related topics. All content is for general information and educational purposes only.
 

You may use the Site for lawful purposes only. You agree not to:
 

• Use the Site in any way that violates any applicable law or regulation

• Attempt to gain unauthorized access to any part of the Site

• Transmit viruses, malware, or any other harmful code

• Harass, abuse, or harm others through comments, submissions, or other interactions (if enabled)

• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site without express written permission
   

We reserve the right to terminate or suspend access to the Site at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to the Site, users, or us.
 

2. Intellectual Property All content on the Site, including text, articles, graphics, logos, and design (the "Content"), is owned by FraudWatch Media Group USA or our licensors and is protected by United States copyright, trademark, and other intellectual property laws.
 

You are granted a limited, non-exclusive, non-transferable license to view and download Content solely for your personal, non-commercial use. You may not modify, distribute, transmit, reuse, repost, or use any Content for commercial purposes without our prior written consent.
 

If you submit comments, tips, or other content (if the Site allows submissions), you grant us a perpetual, royalty-free, worldwide license to use, reproduce, modify, and display that content in connection with operating and promoting the Site.
 

3. User-Generated Content (if applicable) If the Site allows comments, submissions, or user posts, you are solely responsible for your content. You represent that it does not infringe third-party rights and is not unlawful, defamatory, or offensive. We may remove any content at our discretion without notice.
 

4. Future Merchandise Sales (T-shirts & Other Products) We may offer merchandise such as t-shirts, apparel, and other items for sale through the Site in the future.
 

When purchasing products:

• All sales are final unless otherwise stated

• Prices are in USD and exclude applicable taxes and shipping fees

• We use third-party print-on-demand services for fulfillment; shipping times and costs vary

• Title and risk of loss pass to you upon delivery to the carrier

• You are responsible for any customs duties or import taxes for international orders
   

Specific shipping, returns, refunds, and warranty information will be provided on the product pages and/or a separate Return & Refund Policy page at the time of launch. We reserve the right to refuse or cancel orders at our discretion.
 

5. Disclaimers The Site and all Content are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of accuracy, reliability, or fitness for a particular purpose.
 

We do not warrant that the Site will be error-free, secure, uninterrupted, or free of viruses. Use of the Site is at your own risk.
 

6. Limitation of Liability To the fullest extent permitted by law, FraudWatch Media Group USA, its owners, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site, even if advised of the possibility of such damages.
 

Our total liability shall not exceed the amount you paid us in the preceding 12 months (if any).
 

7. Indemnification You agree to indemnify and hold us harmless from any claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from your violation of these Terms or your use of the Site.
 

8. Governing Law & Dispute Resolution These Terms shall be governed by the laws of the State of Washington, United States, without regard to conflict of law principles.
 

Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in Pierce County, Washington. You agree to submit to the personal jurisdiction of such courts.
 

9. Changes to These Terms We may update these Terms from time to time. The updated version will be posted on this page with a revised "Last Updated" date. Your continued use of the Site after changes constitutes acceptance of the revised Terms.
 

10. Contact Us If you have any questions about these Terms, please contact us at: Email: fraudwatchmediagroup@gmail.com  Or via the contact form on the Site.
 

Thank you for visiting FraudWatch Media Group USA. We appreciate your support in raising awareness about fraud and scams.

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